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    Colorado Real Estate

    First Estate Group located in Marbella, Malaga is one of the leading Real Estate companies on the Costa Del Sol. For more than 10 years we have been ensuring that our clients have received the right property by providing them with excellent personalized service, in the right place, and at the right price. With more than 6000 properties, buildings, projects and plots for sale throughout Marbella, Malaga, the Costa del Sol and throughout Spain in our database you never need to go anywhere else to buy or rent a property  in Spain. With over 120 offices all over Spain,  you only need to turn to First Estate Group to sell your property or plot or to rent that special apartment or villa for your vacation or extended stay in Spain.

    Additional Information About Colorado Real Estate
     

    Spain and Your Car


    Your Licence


    As a member of the EU you do not need to apply for a Spanish license (as long as it is a photo-card style licence). If you do not have a license or are a non-EU citizen you must take a driving test in order to obtain a Spanish license.


    Driving to Spain


    There are three routes by which a vehicle can be transported from the UK to Spain:


    * Portsmouth to Bilbao, with P&O Ferries
    * Plymouth to Santander, with Brittany Ferries.
    * Folkestone to Calais, with EuroTunnel and then drive through France to Spain.


    Advice for Driving in Spain


    Speed Limits:


    * 120km/h on motorways
    * 100 km/h on dual carriageways.
    * 90km/h on single carriageways.
    * 50 km/h in towns.


    The Guardia Civil constantly do road-side checks all over Spain. They can be strict and can issue on the spot fines.


    You will be fined for the following:


    * Drink driving.
    * Using a mobile phone whilst driving.
    * Not wearing a seat belt.
    * Not having a valid ITV sticker.
    * Seating a small child in the front passenger seat.
    * Driving through a red light.


    Be aware of:


    * "L" signs (inexperienced drivers).
    * Police, fire trucks and ambulances as they have the right of way on all roads.
    * Traffic lights - flashing amber is a warning to proceed with caution.
    * The driver and all passengers must wear seatbelts.


    Help


    The roadside SOS phones connect you to the nearest police station.


    For your safety you are required by law to carry:


    * Two warning triangles
    * A spare tyre and tools
    * A set of bulbs,
    * A reflective jacket
    * Spare glasses (if the driver wears them).


    Toll Roads


    The toll roads are a fantastic way of bypassing traffic as they are almost always empty and consequently, they are safer too especially in poor weather conditions. The AP7 is the toll road running across the Costa del Sol beginning near San Roque at Guadiaro and ending in Benalmadena. Be careful not to confuse it with the A7, more commonly known as the N-340 as it was once named. It is very easy to find yourself on the toll road against your intention. Electronic signs are now used along the coast to guide traffic onto the correct roads, but be careful to get into the right lane as you are not given much notice.


    The toll roads accept cash to manual toll collectors and credit/ debit cards via machines in specific lanes. You can also acquire a "tag" card that allows you to drive straight through. You can order one of these through the toll company or at any Unicaja branch.


    Registering your car in Spain


    If you coming to live in Spain, it is easier to sell your car in the UK and buy a new one in Spain. However, the relocation process is an expensive one and when you are trying to keep expenditure to a minimum, this might not be an option. As a tourist you are allowed to bring in your car for six months and you can extend this for a further six months. Once you decide to stay permanently, you need to:


    Send the vehicle's registration documents to the DVLA in the UK. This will be exchanged for a certificate of permanent export. (V561) * Pay IVA (VAT) of 16% if the vehicle is less than 6 months old.


    Pay import duty of 10%


    Pay the Special Registration Tax (impuesto sobre circulacion de vehiculos) calculated at 12% of the vehicle's value. You can avoid this by submitting a certificate of non-residence, which can be obtained from a UK embassy.


    Apply for an import license from the Ministry of Economics and Finance (Ministerio de Economia y Hacienda)


    Have an ITV test (see below) to confirm that the car complies with Spanish safety standards and emission tests.


    ITV - Vehicle Inspection


    Inspection points can be found in over fifty major towns and cities in Andalucia.


    All private vehicles are exempt from inspection for the first four years, and then go in every two years until they are ten years old. After ten years they must be checked annually.


    The purpose of the inspection is to ensure that all vehicles are road worthy with regards to safety features such as lights, indicators, horn and seat belts.


    Features affecting public safety are checked including breaks, hazard lights and emissions.


    Road Tax


    Road Tax (impuesto municipal sobre vehiculos de traccion mecanica) must be paid annually, between March and May, to your local town hall.


    Car Insurance


    This is where you will feel a real saving compared to your UK premiums. In Spain, the car is registered not the driver, which is handy if you need to let other people borrow your car. Please note that a car registered in the UK must be insured by a UK-based insurer and not with a Spanish company.

    About the Author


    Colorado Real Estate News

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    Most people haven?t got a clue when it comes to investing. I used to fit in that category. The good part is that you don?t have to know anything because there are people out there to teach you. One of the directions I found is Real Estate. The market across the country is prime for investors right now. Some areas are a little more prime than others. Colorado seems to be leading the curve for the rest of the nation so I will focus on the Denver area for the purpose of this article. The foreclos

    State’s oil and gas firms cut back

    From the Denver Post: State’s oil and gas firms cut back Energy companies are slashing operating budgets as Colorado’s once-booming oil and gas industry struggles with plummeting commodity prices, a tight credit market and an uncertain regulatory environment. --- Related Articles at Denver Real Estate Blog:Law firms to merge, focus on water lawOne step up, one step backStocks bounce back amid Fed rumorsAvoiding economic collapseFed chief’s recession confession

    Grand Junction is still in the Top 10, Baby!

    November 25, 2008 The US housing index report came out today. I for one was very interested in what it was going to say. Sales have slowed down a bit and I was curious to know if the prices of our homes had went down as well. Our homes actually appreciated more in the 3rd quarter than the 2nd quarter. In the 3rd quarter our homes appreciated 1.21% up from .82%, in the last year they have appreciated 4.67% down from 5.25% and over the last 5 years they have appreciated 66.11% down from 65.05%. I

    RATES INCREASE DESPITE FALL IN TREASURY YIELDS

      Mortgage interest rates increased slightly this past week despite the yield on the US Treasury 10 year note falling from 3.71% to 3.174% currently. This is the biggest weekly drop in the 10 year note since the stock market crash of 1987. Money continues to flow into safe Treasury debt with short-term yields nearing zero and out of the stock market. The Dow Jones Industrial Average is currently at 7,528, down almost 1,000 points on the week. The market is now speculating that the Fed may cut

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